State Insurance Directory & Rates

Insurance in Texas (TX) — Rates & Top Providers

Find verified insurance coverage guidelines, Department of Insurance regulations, and the lowest rate estimates in Texas.

Top Rated Insurance Companies Operating in Texas

State FarmR
AM Best: A++

State Farm

A leading U.S. insurer offering auto, home, and life coverage with an extensive nationwide agent network.

Sample Avg in TX: $118 / mo
PROGRESSIVER
AM Best: A+

Progressive

A major national insurer known for competitive auto rates and the Name Your Price budget tool.

Sample Avg in TX: $124 / mo
GEICOR
AM Best: A++

GEICO

A well-known national insurer offering low-cost auto policies and intuitive digital management.

Sample Avg in TX: $112 / mo
AllstateR
AM Best: A+

Allstate

A trusted personal lines insurer providing auto, home, and life policies with safe-driving rewards.

Sample Avg in TX: $132 / mo
TRAVELERS
AM Best: A++

Travelers

A premier carrier providing comprehensive auto, home, and commercial insurance coverage.

Sample Avg in TX: $126 / mo
Liberty Mutual.INSURANCE
AM Best: A

Liberty Mutual

A major U.S. insurer offering flexible, customizable policy options for auto, home, and more.

Sample Avg in TX: $135 / mo

Texas Auto Insurance Legal Requirements

In the state of Texas, all registered motor vehicle operators are legally required to carry proof of financial responsibility. State mandatory minimums typically include bodily injury liability per person, per accident, and property damage liability.

Bodily Injury (Per Person)$25,000
Bodily Injury (Per Accident)$50,000
Property Damage Liability$25,000
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