State Insurance Directory & Rates

Insurance in Michigan (MI) — Rates & Top Providers

Find verified insurance coverage guidelines, Department of Insurance regulations, and the lowest rate estimates in Michigan.

Top Rated Insurance Companies Operating in Michigan

State FarmR
AM Best: A++

State Farm

A leading U.S. insurer offering auto, home, and life coverage with an extensive nationwide agent network.

Sample Avg in MI: $118 / mo
PROGRESSIVER
AM Best: A+

Progressive

A major national insurer known for competitive auto rates and the Name Your Price budget tool.

Sample Avg in MI: $124 / mo
GEICOR
AM Best: A++

GEICO

A well-known national insurer offering low-cost auto policies and intuitive digital management.

Sample Avg in MI: $112 / mo
AllstateR
AM Best: A+

Allstate

A trusted personal lines insurer providing auto, home, and life policies with safe-driving rewards.

Sample Avg in MI: $132 / mo
TRAVELERS
AM Best: A++

Travelers

A premier carrier providing comprehensive auto, home, and commercial insurance coverage.

Sample Avg in MI: $126 / mo
Liberty Mutual.INSURANCE
AM Best: A

Liberty Mutual

A major U.S. insurer offering flexible, customizable policy options for auto, home, and more.

Sample Avg in MI: $135 / mo

Michigan Auto Insurance Legal Requirements

In the state of Michigan, all registered motor vehicle operators are legally required to carry proof of financial responsibility. State mandatory minimums typically include bodily injury liability per person, per accident, and property damage liability.

Bodily Injury (Per Person)$25,000
Bodily Injury (Per Accident)$50,000
Property Damage Liability$25,000
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