Progressive Insurance Review: Coverage, Rates and Pros & Cons
Progressive is one of the top auto and commercial vehicle insurers in the nation. Famous for pioneering online quotes, the Name Your Price® budget customization tool, and Snapshot telematics, Progressive offers extensive coverage flexibility.
What We Like (Pros)
- Industry-standard Snapshot® safe driver discount program
- Name Your Price® tool adjusts policy coverages to match specific budgets
- Best-in-class digital policy dashboard and automated claims filing
- Leading commercial vehicle and rideshare driver options
Considerations & Limitations (Cons)
In-Depth Carrier Analysis
Editorial Verdict on Progressive
Progressive is one of the top auto and commercial vehicle insurers in the nation. Famous for pioneering online quotes, the Name Your Price® budget customization tool, and Snapshot telematics, Progressive offers extensive coverage flexibility.
AM Best Financial Strength
Progressive maintains an A+ rating with AM Best, indicating a superior ability to meet ongoing insurance obligations and claim payouts.
Complaint Index & Reliability
According to the National Association of Insurance Commissioners (NAIC), Progressive registers a complaint index of 0.88, well below the national baseline index of 1.00.
Sample Premiums
Average sample monthly rates for standard full coverage policies start around $124/month ($1488/year) for qualified drivers.